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  • Our personal expenses speak volumes. List 5 establishments that see a regular flow of cash from your bank account each month. In your journal, pen a brief letter to your grandmother explaining why you spend money on each of these things.
  • Making the best choice when no one is watching is often our greatest struggle. In your opinion, what are 5 of the most high quality organizations you could give to monetarily?

Virtual Board of Trustees

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Dr. Guy Reikman describes a best practice for alignment as the creation of your own Virtual Board of Trustees.  Your Virtual Board of Trustees (VBT) is populated by individuals who best represent or role model “successful traits” in each of your Lifetime Value Accounts.  This group can include people you know well, celebrities, or even fictional characters, whomever you choose.  Mentally access this VBT whenever faced with a question of appropriate behavior or response in their respective Life Value Category…”What would Yoda do here?”  Below, fill in the list of accounts in your life on the left.  On the right you will choose your own Virtual Board of Trustees – they can be people you know, people you don’t know, or people you simply look up to.  By identifying who is on your Board of Trustees, you will be able to access their behavior or response whenever you desire to.

Do it now!

Making Change

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Use the Making Change Worksheet to identify what you want to change and get specific around your desired outcomes.  What results are you looking for?  What is influencing your current behavior? Search out and identify Positive Deviants.



Familial Quotes

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  • Anyone can hold the helm when the sea is calm.  But a smooth sea never made a skilled mariner.
  • “Don’t go through life, grow through life.”  Unknown
  • “If you have something to say to a loved one, don’t wait until tomorrow.  Too late comes sooner than later.”  Nick Welton
  • “You will never have more time than you do right now.”  Unknown
  • Because of our routines, we forget that life is an ongoing adventure. Maya Angelou
  • “Other things may change us, but we start and end with the family.”  ~Anthony Brandt
  • “At times our own light goes out, and is rekindled by the spark of another person. Each of us has cause to think with deep gratitude of those who have lighted the flame within us.” ~ Albert Schweitzer

Financial Quotes

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  •  “Part of your heritage in this society is the opportunity to become financially independent.”
-Jim Rohn
  • “Money can’t buy happiness, but it does quiet the nerves.”
  • “Money can’t buy happiness; it can, however, rent it.” Anonymous
  • “Riches are not from abundance of worldly goods, 
but from a contented mind.” Mohammed
  • “He is a wise man who does not grieve for the things which he has not, but rejoices for those which he has.” – Epictetus
  • Income seldom exceeds personal development. Therein lies the key to growing your income: growing yourself. – Darren Hardy
  • “We can tell our greatest values by looking at our checkbook stubs.” ~Gloria Steinem
  • “Money is an instrument for life, not the meaning of it.” ~ Darren Hardy

Intellectual Quotes

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  • “But what is happiness except the simple harmony between a man and the life he leads?”
Albert Camus.”
  • “Circumstances do not make a man, they reveal him.” Dr. Wayne W. Dyer
  • “Knowledge is power and enthusiasm pulls the switch.” Steve Droke
  • “The state of your life is nothing more than a reflection of your state of mind.” Dr. Wayne W. Dye
  • A primary method for gaining a mind full of peace is to practice emptying the mind.
  • “Your imagination is the preview to life’s coming attractions.” Albert Einstein
  • “Your inner-most dominant thoughts become your outer-most tangible reality.”  Dr. John Demartini
  • “The act of putting pen to paper encourages pause for thought…(helping) us regain our equilibrium.” – Norbet Platt
  • “A simple man believes anything, but a prudent man gives thought to his steps.” Proverbs 14:15
  • “No trumpets sound when the important decisions of our life are made. Destiny is made known silently.” ~ Agnes De Mille
  • “ It’s a sign of mediocrity when you demonstrate gratitude with moderation.” ~ Robert Benigni
  • “Let each become all that he was created capable of being.” ~ Thomas Carlyle
  • “Nothing contributes so much to tranquilize the mind as a steady purpose — a point on which the soul may fix its intellectual eye.
” ~ Mary Shelley

Physical Quotes

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  • “When you are required to exhibit strength, it comes.” Joseph Campbell
  • A man too busy to take care of his health is like a mechanic too busy to take care of his tools. Spanish Proverb
  • A man’s health can be judged by which he takes two at a time – pills or stairs. Joan Welsh
  • “Those that cannot find time to exercise, will sooner or later have to find time to be sick.”  Lord E. Stanley
  • Bad habits are like a comfortable bed, easy to get into, but hard to get out of.
  •  “Human beings aren’t meant to operate like machines – at high speeds, continuously, for long periods of time. On the contrary, people perform best when they operate rhythmically – spending and renewing energy.” – Tony Schultze
  • “Make rest a necessity, not an objective.” – Jim Rohn
  • “Health is a state of harmony between the body, mind and spirit.  When one is free from physical distractions, the gates of the soul open.”  ~B.K.S. Iyenga
  • “… Many people surrender what is possible for what is comfortable.”  – Orrin Woodward
  • “Being defeated is only a temporary condition; giving up is what makes it permanent.” ~ Marilyn vos Savant
  • “When we are faced with a crisis or struggle we often despair. But it’s in this struggle that the best opportunities often emerge…” – Tony Schwartz